Elderly British Farmers May Secure Inheritance Tax Relief as Government Reviews Age Exemption Rules

The British government is contemplating significant modifications to inheritance tax rules for farmers aged 80 and above, marking a potential retreat from controversial reforms announced in October. This development emerges following substantial protests in Westminster and mounting pressure from the agricultural sector.

The Treasury’s assessment focuses on altering gifting regulations for octogenarian farmers, enabling them to transfer their agricultural holdings to family members without the current seven-year survival requirement. This consideration arrives amidst fierce debate over Labour’s October budget announcement, which introduced a 20% inheritance tax on farming businesses valued above £1 million.

Current regulations have created a paradoxical situation where wealthy investors with small landholdings often qualify for Agricultural Property Relief (APR), whilst genuine farming operations face substantial tax burdens. The disparity has sparked intense criticism from the farming community, who emphasise their asset-rich but cash-poor position due to declining farm incomes, adverse weather conditions, and intense retail competition.

Tom Bradshaw, National Farmers’ Union president, suggests the proposed age threshold requires further adjustment. “The average age of death in the UK is around 80, so they should bring it down to 73 to allow them to use the seven-year gifting rule,” he stated, advocating for more comprehensive reforms before the April 2026 implementation date.

The Treasury is simultaneously examining the impact on active small and medium-sized farms compared to hobby farming operations. This review acknowledges that productive farms require substantial machinery investments, potentially pushing them over the new tax threshold, while smaller hobby farms might remain exempt.

Despite growing pressure for reform, a Treasury spokesperson maintained their position, stating, “We remain committed to fully implementing the policy and are not considering mitigations.” However, Environment Secretary Steve Reed’s recent comments at the Country, Land and Business Association conference suggest ongoing discussions at the highest levels of government regarding potential adjustments to ease the burden on farming communities.

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