House prices in the UK have shown a slight improvement, with an average increase of one per cent recorded in the twelve months leading up to the end of January
House prices in the UK have shown a slight improvement, with an average increase of one per cent recorded in the twelve months leading up to the end of January
The number of older individuals sharing houses has surged significantly over the past decade, reflecting a shift in the dynamics of the rental market. Data from Spareroom reveals that those
Consumer reliance on credit cards has accelerated sharply in the lead up to Christmas, with outstanding card debt reaching nearly £78 billion in November. The Bank of England’s data revealed
HSBC has emerged as the first major British lender to reduce mortgage rates in 2026, initiating what industry observers anticipate could develop into a sustained period of competitive pricing amongst
The UK housing market experienced a significant cooling in November, according to the latest Royal Institution of Chartered Surveyors UK Residential Market Survey. Buyer demand, sales activity, and new property
Rising interest rates are reshaping the landscape for prospective homebuyers in the United Kingdom. Over the past twelve months, the Bank of England has steadily increased its base rate in
Homeowners are taking on the largest share of high loan to value mortgages since 2008 as first time buyers push their finances to secure a place on the property ladder.
Mortgage lending at Nationwide has declined following a surge of homebuyers finalising purchases before the April stamp duty deadline. Despite a decrease in lending, the building society’s income climbed due
Ministers have announced plans to remove local councils’ authority to block or delay large scale housing projects in England. The government aims to address the slow rate of homebuilding by
The UK housing market is experiencing a distinct slowdown as uncertainty builds around the upcoming autumn budget. According to the Royal Institution of Chartered Surveyors, activity has stalled, with both
House prices in the United Kingdom climbed more than expected during October, offering fresh evidence of resilient demand against a backdrop of economic and political uncertainty. Nationwide’s latest house price
The pace of house price growth in the UK has decelerated to its lowest level in eighteen months, as speculation around potential stamp duty reforms and looming tax changes in
Data from Barclays has revealed a significant shift in the behaviour of first-time buyers across the UK. Increasingly, individuals entering the property market are bypassing traditional starter flats and opting
The Bank of England has unveiled a significant shift in mortgage regulations, potentially enabling 36,000 additional first-time buyers to step onto the property ladder annually. The revised guidelines permit banks
The UK government’s mortgage guarantee scheme, designed to help buyers with small deposits enter the property market, is coming to an end this month. Launched in April 2021, the scheme
After years of turbulence, the UK housing market is showing signs of recovery in 2025, bolstered by improved mortgage rates and a significant increase in properties available for buyers. Estate






