The head of the UK’s Financial Conduct Authority (FCA), Nikhil Rathi, has urged ministers to clarify their approach to risk tolerance as the government embarks on a drive to cut
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Barratt Redrow, the UK’s largest housebuilder, has reported weaker-than-expected sales results for the year ending June 2025, sending shockwaves through the markets. The company revealed it sold 16,565 homes during
The Bank of England has unveiled a significant shift in mortgage regulations, potentially enabling 36,000 additional first-time buyers to step onto the property ladder annually. The revised guidelines permit banks
The UK government’s mortgage guarantee scheme, designed to help buyers with small deposits enter the property market, is coming to an end this month. Launched in April 2021, the scheme
House prices in the United Kingdom saw an impressive rebound in May 2025, climbing by 0.5 per cent compared to the previous month. This unexpected increase brings the average property
After years of turbulence, the UK housing market is showing signs of recovery in 2025, bolstered by improved mortgage rates and a significant increase in properties available for buyers. Estate
The UK housing market continues to defy expectations, remaining resilient in the face of economic headwinds. Despite the rapid rise in interest rates that peaked at 5.25 per cent, house
UK house prices rose by an average of 0.3% in April, defying expectations of a decline. According to Halifax, one of the nation’s largest mortgage lenders, this marks an improvement
Profits at Lloyds Banking Group took a hit as the high street bank allocated more funds than anticipated to cover potential bad debts stemming from the economic fallout of Donald
A remarkable surge in mortgage completions marked March’s property market activity, with a 50 percent increase representing the highest jump in over three years. The spike was particularly pronounced among
Barclays has become the latest high street lender to slash its mortgage rates, now offering fixed rates below 4 percent. The bank’s move marks a significant shift in the lending
Recent turmoil in global financial markets has created expectations that mortgage lenders in the UK will soon cut their fixed mortgage rates. The immediate cause of this shift is the
House prices in the UK fell unexpectedly in March as many purchases failed to complete prior to the end of the stamp duty holiday. Halifax, one of the country’s largest
House prices in the UK have shown steady growth as buyers increased activity in March, propelled by the impending changes to stamp duty regulations. According to data from the high
In a significant move, one of the UK’s largest mortgage lenders, Santander, has announced a relaxation of its lending criteria for first-time buyers. This change means that couples earning a
In a significant move for prospective homebuyers, Santander has announced a relaxation of its mortgage lending rules. This initiative comes as the lender aims to address ongoing affordability challenges in
